What You Need to Know about LTD Claims
Insurance companies have many ways to make your LTD claim complicated. If you have an LTD lawyer, however, you can fight back and ultimately win life-changing benefits when you run into roadblocks like these:
- Insurance saying your illness isn’t severe enough to qualify
- Claims reps saying you haven’t gotten the right medical treatment
- Your policy shifting to a tougher definition of disability after you’ve received benefits for a while
- Your insurer refusing to cover certain injuries or ailments
- Your insurer conducting surveillance on you trying to say you are healthier than you’re admitting